Many merchants sell gift cards that can be redeemed or used exclusively with that merchant, in some cases you may only use the card online or at the store. You can use these generic gift cards at many merchants, and sometimes online, but you shouldn't expect to make a credit card payment with one. This type of gift card is activated (or prepaid) with a specific balance. You may notice the logo from a major card network like Visa and Mastercard, too. Generic gift cardsĪ popular type available today, a generic gift card closely resembles a debit card. However, when you try to complete a credit card payment, there probably won't be a place to enter gift card information. Your credit card company may accept several forms of payment. Unfortunately, you cannot use a gift card to pay a credit card directly. Can you use gift cards to pay off a credit card? In this article, we'll explain some important concepts around using gift cards to pay off credit card bills.
Even prepaid gift cards, which tend to look and work like debit cards, are rarely accepted for credit card payments. Most credit card issuers offer several ways to pay your bill or balance, but a gift card is not usually one of the options.
